Take Control of
Your Money
Use our free 50/30/20 budget calculator, bill tracker and savings planner to make every pound work harder for you.
📊 50/30/20 Budget Calculator
Enter your take-home income and we'll split it into Needs (50%), Wants (30%) and Savings (20%).
💡 What is the 50/30/20 Rule?
A simple, proven budgeting framework used by millions of UK households.
📋 Monthly Bill Tracker
Add all your regular bills to see exactly where your money goes each month.
💰 Could You Save on These Bills?
UK households overpay on these bills by hundreds per year. Compare now:
🎯 Savings Goal Calculator
How long will it take to save for your goal? Enter the details below.
💡 Recommended accounts to reach your goal faster:
🚀 How to Save More Every Month
Proven strategies that actually work for UK households:
Fresh, practical UK money guides — updated regularly, no affiliate links, just the facts.
🏛️ Council Tax Discounts & Reductions in 2026
Single person discount, low-income reductions and who qualifies. Read article →
🎯 Snowball vs Avalanche: Paying Off Debt
Two proven methods for clearing credit card and loan debt faster. Read article →
🎓 Budgeting for Students & Your First Job
Student loan maths and decoding your first payslip. Read article →
🏦 Workplace Pensions Explained
Why opting out of auto-enrolment usually costs you free money. Read article →
📈 Budgeting on an Irregular Income
A buffer-account system for UK freelancers and the self-employed. Read article →
🎄 Christmas Budgeting: Avoid the January Hangover
Start a sinking fund now so December costs almost nothing extra. Read article →
Everything you need to take control of your finances — free, instant, no sign-up · Tools and guides updated August 2026
📊 50/30/20 Calculator
The most popular budgeting rule in the UK. Enter your income and instantly see how to split it across needs, wants and savings.
📋 Bill Tracker
Add all your monthly bills and see your total outgoings at a glance. Spot where you could be overpaying.