Advertisement
🇬🇧 Free UK Budget Tools — No Sign-Up Required

Take Control of
Your Money

Use our free 50/30/20 budget calculator, bill tracker and savings planner to make every pound work harder for you.

£2,400
Average UK annual saving
3 Tools
Free Forever
50/30/20
Rule Calculator

📊 50/30/20 Budget Calculator

Enter your take-home income and we'll split it into Needs (50%), Wants (30%) and Savings (20%).

£0
per month
Needs (50%)
£0
Rent, bills, food, transport
Wants (30%)
£0
Dining, hobbies, subscriptions
Savings (20%)
£0
Emergency fund, investments, goals
£0
Needs/year
£0
Wants/year
£0
Saved/year

💡 What is the 50/30/20 Rule?

A simple, proven budgeting framework used by millions of UK households.

50%
NEEDS
Rent, mortgage, utilities, groceries, transport, insurance
30%
WANTS
Eating out, holidays, subscriptions, hobbies, clothing
20%
SAVINGS
Emergency fund, ISA, pension top-up, debt repayment

📋 Monthly Bill Tracker

Add all your regular bills to see exactly where your money goes each month.

Add your first bill above ↑

💰 Could You Save on These Bills?

UK households overpay on these bills by hundreds per year. Compare now:

🎯 Savings Goal Calculator

How long will it take to save for your goal? Enter the details below.

🚀 How to Save More Every Month

Proven strategies that actually work for UK households:

1
Pay yourself first — set up an automatic transfer on payday before you can spend it.
2
Use a Stocks & Shares ISA — average 7% returns vs 4.5% in cash. Over 10 years the difference is enormous.
3
Cancel unused subscriptions — the average UK household wastes £624/year on forgotten subscriptions.
4
Switch energy every year — loyalty is punished. Switching saves £200–£500 on average.
5
Use cashback sites — TopCashback and Quidco earn you money on purchases you'd make anyway.
Advertisement
Smart Money Tools for Every UK Household

Everything you need to take control of your finances — free, instant, no sign-up

📊 50/30/20 Calculator

The most popular budgeting rule in the UK. Enter your income and instantly see how to split it across needs, wants and savings.

📋 Bill Tracker

Add all your monthly bills and see your total outgoings at a glance. Spot where you could be overpaying.

🎯 Savings Goal Planner

Set a savings target and see exactly how long it will take. Includes interest calculations for ISAs and savings accounts.

💡 Money Saving Tips

UK-specific advice on energy switching, cashback, ISAs and cutting household bills by hundreds per year.

Advertisement
✓ Done!